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Want to Put Less Money Down and Get Lower Interest Rates?

Take Advantage of the SBA 504 Loan With WBD.

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Want to Put Less Money Down and Get Lower Interest Rates? Take Advantage of the SBA 504 Loan With WBD.

BUY

BUILD

REFINANCE

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Learn More About the 504 Loan from WBD Loan Officers!

The SBA 504 loan program is a powerful tool to help your clients finance major equipment CAPEX projects while strengthening your financial institution’s competitive position.

 

To support the Made in America initiative, the SBA has introduced fee waivers for manufacturers for the first time! Effective October 1, 2025, for 504 loans to manufacturers.

 

WBD is proud to unveil an initiative designed to support veterans: legal fee coverage by WBD up to $3,500 to Veteran-Owned Businesses applying for new SBA 504 loans.

 

As a commercial lender, you play a crucial role in facilitating business acquisitions. Read this article to learn how to leverage the 504 program for your clients' business acquisition needs.

 

Dispelling Myths About SBA Lending

 

Posted: 03/12/25

 

Several myths surround the Small Business Administration (SBA) lending, but SBA loans can be a valuable resource for established businesses looking to expand or improve their operations.

 

SBA 504 loans can support multiple operating companies within a single project. The 504 loan provides flexibility for businesses looking to expand, consolidate. or make improvements.

 

Credit Profile of WBD Borrowers

 

Posted: 01/14/25

 

Have you ever wondered what the credit profile of a typical, successful 504 loan borrower looks like? This is our analysis of the credit score worksheets for all existing borrowers.

 

Whatever it may be, SBA is usually a good mitigant to help get a deal done no matter what challenges lenders may face.    

 

WBD has been offering Simultaneous Closings for several years. Simultaneous Closings streamline the 504-loan closing & funding process and make things easier for your borrowers.

 

Employee Stock Ownership Programs (ESOP) grant workers ownership stake in the company as part of their overall compensation package, typically in the form of retirement assets.

 

Perhaps if more individuals knew about the low equity requirement of the SBA 504 loan program, it could encourage more individuals to open their own facility.

 

When it comes to the SBA, the emphasis on 'small' is unmistakable. WBD loan officers can help you and your customers explore how big, “small” can be.

 

The 504 program is known for providing long-term fixed rate financing, but the program’s other benefit – the low down payment requirement – can be more meaningful to business...

 

EIDL loans have become a hot topic in SBA lending and more and more often we are hearing from lenders that need servicing actions completed on those loans for routine business transactions.

 

Great news for lenders who use the 504 program! Due to recent changes, all 504 loans now qualify for Credit Under the Community Reinvestment Act.

 

As bankers, you see a wide range of business situations. The key is recognizing how to best position growing customers for success—and remembering how an SBA 504 loan can support their...

 

WBD Customer Survey Results

 

Posted: 10/10/23

 

We reached out to our customers with a short survey and gained some insight. With about 300 businesses responding, here were some of the top takeaways that might be of interest.

 

Over the past few years appraisals have been causing more than a few problems. Generally, the trend is for appraisals to come in short. Fortunately, the SBA 504 program may be able to help!

 

While the SBA requires an Environmental Report on all real estate projects, the type of report varies depending on a number of factors.

 

Rising rates are causing pain for some SBA 7(a) borrowers, but WBD and the 504 loan can help! Read this article to find out more.

 

If your borrower is a manufacturer or can meet one of SBA’s Green Public Policy Goals, they can access additional funding under the 504 program.

 

WBD helps bankers facilitate partner buyouts, using SBA 504 financing to preserve cash flow and leverage real estate equity when ownership transitions occur.  

 

The SBA 504 program can help facilitate borrowers owning their own commercial real estate and provide both short term and long term benefits.

 

Every year, WBD participates with multiple lenders on complex change of ownership transactions that include the purchase of real estate. 

 

The SBA 504 loan program has long been known to help improve a borrower's creditworthiness by providing your financial institution with a credit enhancement.

 

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