Go up

Want to Put Less Money Down and Get Lower Interest Rates?

Take Advantage of the SBA 504 Loan With WBD.



504

10 Year Fixed Rate

November 2024

6.52%*

REFI n/a

504

20 Year Fixed Rate

November 2024

6.40%*

REFI 6.41%

504

25 Year Fixed Rate

November 2024

6.33%*

REFI 6.34%

504 Loan Rate History >
*For loans authorized and funded in Fiscal Year 2024

Want to Put Less Money Down and Get Lower Interest Rates? Take Advantage of the SBA 504 Loan With WBD.

BUY

BUILD

REFINANCE

×

Did You Know? Not all SBA programs are the same.

 

Compare the 504 Loan to the 7(a) Loan to See the Advantages of the 504.

The U.S. Small Business Administration (SBA) 504 loan program is a unique financing option that can be used to finance fixed assets such as commercial real estate or equipment. Low, fixed interest rates are available for up to 25 years with down payments as low as ten percent.

 

The 504 loan works in conjunction with your local bank, resulting in a financing structure typical to a conventional loan, but with:

 

  • Lower, fixed interest rates
  • Ten percent down payment
  • Up to a 25 year term and amortization

 

WBD makes it easy for our borrowers by handling all interaction and paperwork with the SBA. Contact WBD or ask your lender about the SBA 504 program, because good business is knowing all of your options.

 

 

PROBLEM

 

Tired of paying rent to someone else? Want to build equity for the future?

 

 

SOLUTION

 

Buy your building with as little as 10% down and great long term rates!

PROBLEM

 

Your current space is not quite right and it is impacting your business opportunities.

 

 

SOLUTION

 

Build yourself a new facility and lock in low rates for the next 25 years!

PROBLEM

 

You own your own building and would like to refinance for lower payments and/or to tap some of the equity to use in growing your business.

 

 

SOLUTION

 

Refinance with the SBA 504 program and lock in lower rates for the next 25 years, while accessing up to 85% of your equity for business purposes.

PROBLEM

 

Your business needs expensive equipment to expand and you want options to leasing.

 

 

SOLUTION

 

Purchase the equipment and get low, fixed rate financing for 10 years or more.