WBD is pleased to recognize the efforts of Dave Kruck, senior vice president and business banker with Horicon Bank in Oshkosh, who recently completed his 10th SBA 504 loan with our organization and is recognized as a WBD Elite Lender.

Dave banked his first 504 small business project for a small manufacturer during the pandemic in August 2020. Throughout the next five years, Dave’s expertise and drive to assist his small business clients in strengthening the local economy generated another nine 504 loan deals, including three each during 2021 and 2024. His borrowers range from metal fabricators to entertainment venues and a brewery.
The 10 SBA 504 projects on which Dave teamed up with WBD secured more than $4.1 million in long-term, fixed-rate financing, supporting nearly $11 million in total investment that led to the creation of 26 jobs through these business expansions.
WBD loan officer Tyler Swenson has thoroughly enjoyed working with Dave on many of his 10 loan deals and has taken note of the care Dave places in assisting his customers in reaching their goals.
“It’s always been a great experience working with Dave on SBA projects over the years,” Swenson said. “Dave knows the SBA programs well and consistently structures financing that sets his customers up for long‑term success.”
WBD congratulates Dave Kruck, who now joins 70 other distinguished lenders in achieving WBD Elite Lender Status.


