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Want to Put Less Money Down and Get Lower Interest Rates?

Take Advantage of the SBA 504 Loan With WBD.

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Want to Put Less Money Down and Get Lower Interest Rates?Take Advantage of the SBA 504 Loan With WBD.

BUY

BUILD

REFINANCE

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WBD Offers Training Courses in September

Coming up in September, our WBD Training Institute is offering courses that can increase your SBA know-how.

 

On September 15th-17th, join our SBA experts in Madison for a two-day Credit Underwriting For the SBA course and a one-day SBA Application Processing course. On September 23rd, join us in Green Bay for our popular Fundamentals of Express SBA Lending course.

 

Credit Underwriting and SBA Application Processing Courses

 

For our Credit Underwriting and Application Processing courses, participants will learn how to conduct SBA compliant credit underwriting for these SBA loan programs: General 7(a), 7(a) Small Loans, SBA Express, SBA CAPLines.

 

This course is recommended for financial institution employees who have responsibility for conducting credit underwriting for SBA loans, especially loan officers, portfolio managers, credit analysts, and those involved in credit administration. Attendees are highly encouraged, but not required, to have already attending WBD’s “Fundamentals of SBA 7(a) Lending” training course.

 

The objective of course is to provide in-depth instruction on performing SBA compliant credit underwriting for the five SBA loan programs mentioned above. The Model for successfully completing SBA credit underwriting includes discussion of:

 

  • Pre-screening Loan Requests
  • Business & Management Assessment
  • Avoiding Incomplete Credit Memos
  • Addressing Derogatory Personal Credit and/or Criminal History
  • Income Statement & Balance Sheet Analysis (historical & pro-forma)
  • Analyzing Business, Global & Personal Cash Flows
  • Assessing Collateral, including Life Insurance
  • Properly Underwriting Debt Refinance & Change of Ownership Projects
  • Understanding the Impact of Lending to “Franchises”

 

Select case studies will be reviewed to emphasize the practical application of the concepts of The Model. Attendees will receive a comprehensive digital resource guide for future quick reference.

 

For more information and to register for these courses, go here.

 

Fundamentals of Express SBA Lending Course

 

For our Fundamentals of Express SBA Lending course, attendees will be provided a 

fundamental understanding of the SBA Express lending program, but also go beyond the basics to point out the unique characteristics of the Program and how it provides Lenders with a dynamic & streamlined – or an Express – approach to providing SBA enhanced credit solutions.

 

Course Overview:

 

  • SBA’s FABulous Express Program: Features, Advantages & Benefits
  • Program Parameters: Terms, Rates & Fees
  • Eligibility: Know Which Projects, Businesses and Owners Qualify
  • Underwriting Requirements: Cash flow, Collateral & Guarantors…In That Order!
  • Application Submission: The Electronic Pipeline
  • Writing the Loan Authorization
  • Closing the Loan: Note, Guaranty, Collateral, Insurance, etc.
  • Reporting & Servicing: Pay Attention Here

 

For more information and to register for these courses, go here.